Insurance & Estate Planning

 

At KYLAS, we take a top-down approach starting with the client's goals in mind and then matching them appropriately with the best suited solution.  By having a large array of various solutions available, we can better achieve your financial goals while considering for benefits, features, personal preferences, and costs.  We walk you through step-by-step to help you feel comfortable and confident in your decisions.

Estate Planning Process:

  • Evaluate Your Objectives & Vision
  • Review Current Assets, Liabilities and Investment Arrangements
  • Evaluate & Recommend Most Optimal Planning Techniques 
  • Review Tax Reduction Strategies
  • Asset Protection Ideas & Trusts

 

Insurance Planning & Risk Management:

  • Medical, Dental, Vision, and Medicare Supplemental Plans
  • Short Term Medical & Catastrophic Plans
  • Term Life Insurance, Whole Life, Universal Life, Index Life, Return of Premium Life Insurance Plans
  • Disability Income Insurance & Business Overhead Expense Insurance
  • Long Term Care Insurance & Planning
  • Critical & Chronic Illness Protection Plans

 

Property & Casualty Insurance: 

  • Home Owner & Fire Insurance
  • Auto Insurance
  • Umbrella Liability Protection
  • Earthquake Insurance
  • Commercial Property and Casualty Insurance
  • Workers' Comp Liability Coverage
  • Business Insurance
  • Employment Practices Liability 
  • Cyber Attach & Data Breach Protection

 

We have all the tools and the expertise to make sure that you are well protected, and have the most suitable plans for wealth accumulation and wealth protection need.